Last revision of these terms of service: October 2023

Acceptance of Terms: By accessing and using this website, you signify your acceptance and agreement, without limitation or qualification, to the Terms of Service.

Service Description: Our website offers a platform to compare insurance products based on the data provided by users. In addition, users can buy a service to automatically generate insurance termination letters and/or letters to register to new basic health insurance. The service is only available in Switzerland.

Accuracy of the information provided: The information provided on this website is for general informational purposes and convenience only. While we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability concerning the website or the information, products, services, or related graphics contained on the website for any purpose. Given the variables that impact insurance policy terms, conditions, and costs, the data we present is based on our understanding of policy offerings, which may change over time or may not be fully comprehensive. As such, we cannot guarantee the accuracy or completeness of comparative data presented on this platform. Users are encouraged to verify the current terms, conditions, and charges with the respective insurance companies or consult with an insurance specialist before making any decisions based on the information provided by our service. Any reliance you place on such information is therefore strictly at your own risk. We are not responsible for any inaccuracies in the data provided and shall not be held liable for any decisions or actions taken based on the information provided on our platform. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from, or in connection with, the use of this website. This disclaimer is not meant to evade compliance with any legal obligations or to exclude liability for matters that cannot be excluded under applicable law. By using our platform, you signify your acknowledgment and acceptance of this disclaimer. Users should read and understand this disclaimer, as well as all other relevant terms and policies, before using the services provided by the website. This is an essential step to clarify the scope and limitations of the content and services offered and protect the website operators from potential legal issues arising from misunderstandings about the accuracy of the information provided.

Payments and Refunds: All payments made for services on our platform are considered final. No refunds will be provided once the service has been purchased, irrespective of user satisfaction or outcome with their insurers.

User Responsibilities: It remains the sole responsibility of the user to verify and confirm any information or document provided by our platform. Users must follow up independently with their existing and future insurers concerning their contractual status.

Limitation of Liability: We make no representations, warranties, or assurances about the accuracy, currency, or completeness of any information provided or the PDF letters generated through this website. Under no circumstances shall our platform, its owners, staff, or affiliates be liable for any direct, indirect, consequential, incidental, or punitive damages, losses, or any other inconveniences or costs suffered by users resulting from using our platform or services.

Changes to the Terms: We reserve the right to modify these terms at any time without prior notice. Users are encouraged to review these terms regularly. Continued use of the platform signifies acceptance of any changes made.

Dispute Resolution: Any dispute arising from or relating to the use of our platform or services shall be governed by Swiss law and subject to the exclusive jurisdiction of the courts in Switzerland.