Optimize your deductible

Simulate different levels of yearly expenses to determine your optimal deductible. The yearly expenses are calculated as the sum of premiums paid and medical expenses.

To get started, insert your year of birth, current insurer, insurance model, and place of residence to setup the tool. The model will then simulate three scenarios.

  1. The first scenario is one where you have no medical expenses in a given year.
  2. The second scenario is the one your provide, simulating the indicated level of medical expenses.
  3. The third scenario simulates one difficult year when medical expenses amount to 10'000 CHF.