Compare health insurance in Switzerland and save money in 2024

Find the best basic health insurance for you and your family. Compare premiums and different offers throughout Switzerland and find the most affordable health insurance.

What is basic health insurance?

Basic health insurance (KVG/Lamal) is mandatory for all residents of Switzerland. Prices vary from company to company and comparing each year pays off, allowing you to save up to hundreds of francs a year.

What information do you need to compare health insurance?

To compare health insurance and find the best model for you you need the following information:
  • Place of residence and age
  • Your deductible, which is your desired maximum annual participation in medical costs
  • Your desired insurance model (standard, telemedicine, general practioner, or group practice model)

What is the deadline for changing health insurance?

Basic insurance (KVG) can be changed every year. However, it is important to meet the termination deadlines, which are:
  • November 30th (in most cases)
  • March 31st (only if you are insured under the standard model with a minimum deductible, 300 francs per adult and 0 francs per child)

What should I do to cancel?

You must send a letter of cancellation to the insurance company, and the letter should reach them by the deadline. Keep in mind that if your deadline is at the end of November, your letter should reach them by the day before November 30th. The best way to send the notice of cancellation is by registered mail, so you have binding proof. If registered mail is not possible for some reason, cancellation by e-mail is also a viable option for some insurance companies.

What should I put in the termination letter?

At the very minimum, insert your policy number, name, surname, address, and birthdate, so that they can easily identify your contact. You can find free templates here. Generating the letters takes some time, if you need some assistance with this, or want to save time, we can also help you generate them using our tool available here. Check it out, it's simple, and saves you time.

How do I generate a termination letter with assicuro.ch?

You can generate your own cancellation letter template in a few easy steps:
  • Access our powerful health insurance comparator for 2024 (here)
  • Find the best offer for you or your family
  • Generate your pre-filled cancellation letter easily and securely (your personal data remains always on your computer)
  • Send your notice of cancellation to your health insurance company in advance to the deadline, possibly by registered mail

How do I generate a termination letter with assicuro.ch?

For questions on how to best use our comparison and cancellation tool, feel free to write to us at hello@assicuro.ch